/**
 * Insurance page — archive-style sections.
 *
 * Mirrors _src-html/insurance.html. Page-hero, breadcrumb, ins-info,
 * ins-how, and ins-card classes are scoped under .site-main--insurance
 * to keep selectors contained. faq-* and .cta-banner come from the
 * homepage CSS (reused via shared template parts).
 */

/* ============================================================
   BREADCRUMB (insurance scope)
   ============================================================ */
.site-main--insurance .breadcrumb {
	max-width: 1440px;
	margin: 0 auto;
	padding: 24px 100px;
}
.site-main--insurance .breadcrumb-list {
	display: flex;
	align-items: center;
	gap: 8px;
}
.site-main--insurance .breadcrumb-link {
	font-size: 16px;
	line-height: 22px;
	color: var(--color-grey-9);
	transition: color var(--transition-fast);
}
.site-main--insurance .breadcrumb-link:hover { color: var(--color-primary-blue); }
.site-main--insurance .breadcrumb-sep {
	width: 18px;
	height: 18px;
	flex-shrink: 0;
	color: var(--color-grey-6);
}
.site-main--insurance .breadcrumb-current {
	font-size: 16px;
	line-height: 22px;
	color: var(--color-blue-n4);
}

/* ============================================================
   PAGE HERO
   ============================================================ */
.site-main--insurance .page-hero-wrapper {
	max-width: 1440px;
	margin: 0 auto;
	padding: 0 100px;
}
.site-main--insurance .page-hero {
	width: 100%;
	height: 580px;
	border-radius: var(--radius-xl);
	overflow: hidden;
	position: relative;
	display: flex;
	flex-direction: column;
	justify-content: flex-end;
	align-items: center;
	padding: 60px 170px;
}
.site-main--insurance .page-hero-bg { position: absolute; inset: 0; }
.site-main--insurance .page-hero-bg img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}
.site-main--insurance .page-hero-bg::after {
	content: '';
	position: absolute;
	inset: 0;
	background: linear-gradient(to bottom, rgba(0, 0, 0, .4), rgba(0, 0, 0, .8));
}
.site-main--insurance .page-hero-bg--placeholder {
	background: linear-gradient(135deg, var(--color-blue-1) 0%, var(--color-primary-blue) 60%, var(--color-blue-n3) 100%);
}
.site-main--insurance .page-hero-bg--placeholder::after {
	background: linear-gradient(to bottom, rgba(0, 0, 0, .2), rgba(0, 0, 0, .5));
}
.site-main--insurance .page-hero-content {
	position: relative;
	z-index: 1;
	text-align: center;
	width: 862px;
	max-width: 100%;
}
.site-main--insurance .page-hero-sub {
	font-size: 18px;
	line-height: 24px;
	color: var(--color-grey-0);
	text-shadow: 0 4px 12px rgba(0, 0, 0, .12);
	margin: 0 0 12px;
}
.site-main--insurance .page-hero-title {
	font-size: 72px;
	line-height: 80px;
	font-weight: var(--fw-semibold);
	color: var(--color-grey-0);
	text-shadow: 0 4px 12px rgba(0, 0, 0, .12);
	margin: 0;
}

/* ============================================================
   INSURANCE INFO + CARRIERS
   ============================================================ */
.ins-info {
	max-width: 1440px;
	margin: 160px auto 0;
	padding: 0 100px;
}
.ins-info-line {
	width: 3px;
	height: 80px;
	background: var(--color-primary-green);
	border-radius: 2px;
	margin: 0 auto 80px;
}
.ins-info-row {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 32px;
	max-width: 1240px;
	margin: 0 auto 36px;
}
.ins-info-title {
	font-size: 32px;
	line-height: 40px;
	font-weight: var(--fw-semibold);
	color: var(--color-blue-4);
	width: 308px;
	flex-shrink: 0;
	margin: 0;
}
.ins-info-desc {
	font-size: 20px;
	line-height: 26px;
	color: var(--color-grey-9);
	flex: 1;
	max-width: 800px;
	margin: 0;
}

.ins-cards {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(260px, 292px));
	gap: 24px;
	justify-content: center;
}
.ins-card {
	background: var(--color-grey-0);
	border: 1px solid var(--color-primary-green);
	border-radius: var(--radius-lg);
	padding: 24px 12px;
	box-shadow: 0 4px 6px rgba(0, 0, 0, .02);
	display: flex;
	flex-direction: column;
	align-items: center;
	justify-content: center;
	gap: 16px;
	min-height: 198px;
}
.ins-card-logo {
	height: 80px;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}
.ins-card-logo img {
	max-width: 171px;
	max-height: 80px;
	width: auto;
	height: auto;
	object-fit: contain;
}
.ins-card-logo-fallback {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 64px;
	height: 64px;
	border-radius: 50%;
	background: var(--color-grey-2);
	color: var(--color-grey-6);
	font-size: 28px;
	font-weight: var(--fw-semibold);
}
.ins-card-text { text-align: center; }
.ins-card-name {
	font-size: 20px;
	line-height: 26px;
	font-weight: var(--fw-medium);
	color: var(--color-grey-9);
}
.ins-card-coverage {
	font-size: 18px;
	line-height: 24px;
	color: var(--color-grey-6);
	margin-top: 4px;
}

.ins-note {
	display: flex;
	align-items: center;
	justify-content: center;
	gap: 8px;
	flex-wrap: wrap;
	margin-top: 36px;
	font-size: 18px;
	line-height: 24px;
	color: var(--color-grey-6);
	text-align: center;
}
.ins-note a {
	font-size: 17px;
	line-height: 1;
	font-weight: var(--fw-medium);
	color: var(--color-blue-n2);
	text-decoration: none;
}
.ins-note a:hover { text-decoration: underline; }

/* ============================================================
   HOW INSURANCE WORKS
   ============================================================ */
.ins-how {
	width: 100%;
	margin-top: 160px;
	position: relative;
	background: linear-gradient(to bottom, rgba(0, 0, 0, .74) 39%, #F0F6FC 100%);
	overflow: hidden;
}
.ins-how-bg {
	position: absolute;
	inset: 0;
	z-index: 0;
}
.ins-how-bg img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	opacity: .3;
}
.ins-how-inner {
	position: relative;
	z-index: 1;
	max-width: 1440px;
	margin: 0 auto;
	padding: 60px 100px 80px;
	display: flex;
	flex-direction: column;
	gap: 36px;
}
.ins-how-header {
	max-width: 600px;
	text-shadow: 0 4px 12px rgba(0, 0, 0, .12);
}
.ins-how-title {
	font-size: 32px;
	line-height: 40px;
	font-weight: var(--fw-semibold);
	color: var(--color-grey-0);
	margin: 0;
}
.ins-how-sub {
	font-size: 18px;
	line-height: 24px;
	color: var(--color-grey-1);
	margin: 16px 0 0;
}
.ins-how-cards {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
	gap: 24px;
}
.ins-how-card {
	background: var(--color-grey-0);
	border-radius: var(--radius-lg);
	padding: 24px;
	box-shadow: 0 4px 12px rgba(0, 0, 0, .02);
	display: flex;
	flex-direction: column;
	align-items: center;
	gap: 12px;
	min-height: 186px;
}
.ins-how-icon {
	width: 54px;
	height: 54px;
	border-radius: var(--radius-full);
	border: 1px solid var(--color-grey-5);
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}
.ins-how-icon svg { width: 20px; height: 20px; }
.ins-how-text {
	font-size: 18px;
	line-height: 24px;
	font-weight: var(--fw-semibold);
	color: var(--color-grey-9);
	text-align: center;
	margin: 0;
}

/* ============================================================
   INSURANCE FAQ
   ============================================================ */
.ins-faq {
	max-width: 1440px;
	margin: 160px auto 0;
	padding: 0 100px;
}
.ins-faq-line {
	width: 3px;
	height: 80px;
	background: var(--color-primary-green);
	border-radius: 2px;
	margin: 0 auto 56px;
}
.ins-faq-layout {
	display: grid;
	grid-template-columns: 408px minmax(0, 1fr);
	gap: 36px;
	align-items: start;
}
.ins-faq-aside {
	position: sticky;
	top: 104px;
	display: flex;
	flex-direction: column;
	gap: 20px;
}
.ins-faq-aside-card {
	background: linear-gradient(135deg, var(--color-grey-0) 0%, var(--color-blue-n11) 100%);
	border: 1px solid var(--color-grey-3);
	border-radius: var(--radius-xl);
	padding: 32px;
	box-shadow: 0 8px 24px rgba(11, 69, 128, .06);
}
.ins-faq-kicker {
	display: inline-flex;
	align-items: center;
	height: 30px;
	padding: 0 12px;
	border-radius: var(--radius-full);
	background: rgba(0, 176, 161, .12);
	color: var(--color-blue-n3);
	font-size: 13px;
	line-height: 1;
	font-weight: var(--fw-semibold);
	text-transform: uppercase;
	letter-spacing: 0;
	margin-bottom: 14px;
}
.ins-faq-title {
	font-size: 32px;
	line-height: 40px;
	font-weight: var(--fw-semibold);
	color: var(--color-blue-4);
	margin: 0;
}
.ins-faq-subtitle {
	font-size: 17px;
	line-height: 24px;
	color: var(--color-grey-9);
	margin: 12px 0 0;
}
.ins-faq-checklist {
	display: flex;
	flex-direction: column;
	gap: 12px;
	margin: 24px 0 0;
}
.ins-faq-checklist li {
	position: relative;
	padding-left: 28px;
	font-size: 15px;
	line-height: 21px;
	color: var(--color-grey-8);
}
.ins-faq-checklist li::before {
	content: '';
	position: absolute;
	left: 0;
	top: 3px;
	width: 18px;
	height: 18px;
	border-radius: 50%;
	background: var(--color-primary-green);
}
.ins-faq-checklist li::after {
	content: '';
	position: absolute;
	left: 6px;
	top: 8px;
	width: 7px;
	height: 4px;
	border-left: 2px solid var(--color-grey-0);
	border-bottom: 2px solid var(--color-grey-0);
	transform: rotate(-45deg);
}
.ins-faq-actions {
	display: flex;
	flex-direction: column;
	gap: 10px;
	margin-top: 28px;
}
.ins-faq-call,
.ins-faq-contact {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 52px;
	padding: 14px 18px;
	border-radius: var(--radius-xl);
	font-size: 16px;
	line-height: 1;
	font-weight: var(--fw-semibold);
	text-align: center;
	transition: background var(--transition-fast), border-color var(--transition-fast), color var(--transition-fast);
}
.ins-faq-call {
	background: var(--color-primary-blue);
	color: var(--color-grey-0);
}
.ins-faq-call:hover { background: var(--color-blue-n3); }
.ins-faq-contact {
	background: var(--color-grey-0);
	border: 1px solid var(--color-grey-4);
	color: var(--color-primary-blue);
}
.ins-faq-contact:hover {
	border-color: var(--color-primary-blue);
	color: var(--color-blue-n3);
}
.ins-faq-image {
	height: 272px;
	border-radius: var(--radius-xl);
	overflow: hidden;
	background: var(--color-grey-2);
}
.ins-faq-image img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}
.ins-faq-list {
	display: flex;
	flex-direction: column;
	gap: 14px;
}
.ins-faq-item {
	background: var(--color-grey-0);
	border: 1px solid var(--color-grey-3);
	border-radius: var(--radius-xl);
	box-shadow: 0 4px 12px rgba(0, 0, 0, .02);
	overflow: hidden;
	transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.ins-faq-item.is-open {
	border-color: var(--color-primary-green);
	box-shadow: 0 8px 20px rgba(0, 176, 161, .1);
}
.ins-faq-question {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 18px;
	width: 100%;
	padding: 24px 26px;
	background: none;
	border: 0;
	text-align: left;
	cursor: pointer;
}
.ins-faq-question:focus-visible {
	outline: 2px solid var(--color-blue-n3);
	outline-offset: -4px;
}
.ins-faq-question-text {
	font-size: 19px;
	line-height: 26px;
	font-weight: var(--fw-semibold);
	color: var(--color-blue-4);
}
.ins-faq-icon {
	position: relative;
	width: 34px;
	height: 34px;
	border-radius: 50%;
	background: var(--color-blue-n11);
	color: var(--color-primary-blue);
	flex-shrink: 0;
}
.ins-faq-icon::before,
.ins-faq-icon::after {
	content: '';
	position: absolute;
	left: 50%;
	top: 50%;
	width: 14px;
	height: 2px;
	border-radius: 2px;
	background: currentColor;
	transform: translate(-50%, -50%);
	transition: transform var(--transition-fast), opacity var(--transition-fast);
}
.ins-faq-icon::after {
	transform: translate(-50%, -50%) rotate(90deg);
}
.ins-faq-item.is-open .ins-faq-icon {
	background: var(--color-primary-blue);
	color: var(--color-grey-0);
}
.ins-faq-item.is-open .ins-faq-icon::after {
	opacity: 0;
	transform: translate(-50%, -50%) rotate(0deg);
}
.ins-faq-answer {
	max-height: 0;
	overflow: hidden;
	transition: max-height .35s ease, padding .35s ease;
	padding: 0 26px;
}
.ins-faq-item.is-open .ins-faq-answer {
	max-height: 420px;
	padding-bottom: 24px;
}
.ins-faq-answer-inner {
	max-width: 760px;
	padding-top: 2px;
	border-top: 1px solid var(--color-grey-3);
	font-size: 17px;
	line-height: 25px;
	color: var(--color-grey-8);
}
.ins-faq-answer-inner p {
	margin: 14px 0 0;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1279px) {
	.site-main--insurance .breadcrumb { padding: 24px 32px; }
	.site-main--insurance .page-hero-wrapper { padding: 0 32px; }
	.site-main--insurance .page-hero { padding: 60px 80px; }
	.ins-info { padding: 0 32px; }
	.ins-how-inner { padding: 60px 32px 80px; }
	.ins-faq { padding: 0 32px; }
	.ins-faq-layout { grid-template-columns: 360px minmax(0, 1fr); gap: 28px; }
}

@media (max-width: 991px) {
	.site-main--insurance .breadcrumb { padding: 16px; }
	.site-main--insurance .page-hero-wrapper { padding: 0 16px; }
	.site-main--insurance .page-hero {
		height: 480px;
		padding: 32px 24px;
		border-radius: var(--radius-lg);
		align-items: center;
		justify-content: flex-end;
	}
	.site-main--insurance .page-hero-content { width: 100%; }
	.site-main--insurance .page-hero-sub { font-size: 16px; line-height: 22px; }
	.site-main--insurance .page-hero-title { font-size: 40px; line-height: 46px; }

	.ins-info { padding: 0 16px; margin-top: 96px; }
	.ins-info-line { margin-bottom: 56px; }
	.ins-info-row { flex-direction: column; gap: 12px; margin-bottom: 32px; }
	.ins-info-title { font-size: 24px; line-height: 30px; width: 100%; }
	.ins-info-desc { font-size: 16px; line-height: 22px; width: 100%; }
	.ins-cards { grid-template-columns: 1fr; gap: 16px; }
	.ins-card { min-height: auto; padding: 24px; }
	.ins-note { flex-direction: column; gap: 4px; margin-top: 32px; font-size: 16px; }

	.ins-how { margin-top: 96px; }
	.ins-how-inner { padding: 56px 16px; gap: 24px; }
	.ins-how-title { font-size: 24px; line-height: 30px; }
	.ins-how-sub { font-size: 16px; line-height: 22px; }
	.ins-how-cards { grid-template-columns: 1fr; gap: 16px; }
	.ins-how-card { padding: 20px; min-height: auto; }
	.ins-how-text { font-size: 16px; line-height: 22px; }

	.ins-faq { padding: 0 16px; margin-top: 96px; }
	.ins-faq-line { height: 64px; margin-bottom: 40px; }
	.ins-faq-layout { grid-template-columns: 1fr; gap: 20px; }
	.ins-faq-aside { position: static; }
	.ins-faq-aside-card { padding: 24px; }
	.ins-faq-title { font-size: 24px; line-height: 30px; }
	.ins-faq-subtitle { font-size: 16px; line-height: 22px; }
	.ins-faq-actions { flex-direction: row; }
	.ins-faq-call,
	.ins-faq-contact { flex: 1; }
	.ins-faq-image { display: none; }
	.ins-faq-question { padding: 20px; }
	.ins-faq-question-text { font-size: 17px; line-height: 23px; }
	.ins-faq-answer { padding: 0 20px; }
	.ins-faq-item.is-open .ins-faq-answer { padding-bottom: 20px; }
	.ins-faq-answer-inner { font-size: 16px; line-height: 23px; }
}

@media (max-width: 575px) {
	.site-main--insurance .breadcrumb { padding: 12px; }
	.site-main--insurance .page-hero-wrapper { padding: 0 12px; }
	.ins-info { padding: 0 12px; }
	.ins-how-inner { padding: 48px 12px; }
	.ins-faq { padding: 0 12px; }
	.ins-faq-aside-card { padding: 20px; }
	.ins-faq-actions { flex-direction: column; }
	.ins-faq-icon { width: 30px; height: 30px; }
}